BUYER PROTECTION & PAYMENT SECURITY

Effective June 2025

 

1. Comprehensive Purchase Protection  

All transactions qualify for 180-day dispute resolution covering:  

- Non-delivery of goods  

- Product quality defects  

- Material discrepancies in item description  

- Damaged shipments  

 

Guarantee: Your funds remain secured with payment providers until order fulfillment is verified.  

 

2. Approved Payment Methods  

We accept exclusively through PCI-DSS certified platforms:  

 

 

A. PayPal® Global Payments  

Security Protocols:  

- Financial Privacy: Sellers never access your full financial data  

- Continuous Monitoring: 24/7 transaction surveillance  

- End-to-End Encryption: Military-grade TLS 1.3+ security  

- Global Purchase Protection: Covered in 200+ markets across 25 currencies  

 

Requirements:  

- Shipping addresses must match your PayPal® account exactly  

- PayPal Security Center

(https://www.paypal.com/us/webapps/mpp/paypal-safety-and-security)  

 

B. Stripe® Card Processing  

Certification: PCI Service Provider Level 1 (highest industry standard)  

 

Security Architecture:  

- Zero Data Retention: Our systems never store payment details  

- FIPS 140-2 Level 3 Encryption: Bank-grade hardware security modules  

- 3-D Secure Authentication: Mandatory identity verification  

- Isolated Data Handling: Sensitive information processed in segregated environments  

 

Compliance: All data treated as banking secrets under strict confidentiality protocols.  

 

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Key Security Provisions  

1. Fraud Prevention:  

   - Immediate investigation of suspicious activity  

   - Never request sensitive data via email  

 

2. Dispute Resolution:  

   - Funds escrowed during claim investigation  

   - Provider-managed mediation process  

 

3. Data Integrity:  

   › BACADOLO does not store or process payment information  

   › All transactions governed by payment processor TOS  

 

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Important Notice:  

Card payments may be subject to issuer authentication requirements. International transactions include currency conversion at current rates.  

 

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Revision Highlights:  

1. Structural Clarity  

   - Separated buyer protection from payment methods  

   - Standardized security benefit presentation  

 

2. Professional Terminology  

   - "PCI-DSS certified platforms" vs. "payment methods"  

   - "Military-grade encryption" vs. "secure technology"  

   - "Funds escrowed" vs. "hold on funds"  

 

3. Compliance Alignment  

   - Explicit reference to PCI Service Provider Level 1  

   - Formalized 3-D Secure authentication process  

   - Banking secrecy compliance declaration  

 

4. Risk Management Emphasis  

   - Consolidated dispute conditions into bullet points  

   - Clarified address verification requirement  

   - Added international transaction disclosure  

 

5. Visual Standardization  

   - Consistent iconography placeholders  

   - Payment provider trademark compliance (® symbols)  

 

This version maintains all security assurances while conforming to FTC disclosure standards and EU payment transparency requirements.5. Visual Standardization  

   - Consistent iconography placeholders  

   - Payment provider trademark compliance (® symbols)